Retirement planning can feel like a tax puzzle…

What do you notice about every piece of this puzzle? You guessed it…each source of retirement income has unique tax characteristics. This is why we believe tax planning in retirement can be especially complex.

Creating a tax-efficient plan for drawing income, converting assets, and even gifting is what we do at Hilltop Planning. We believe efficient tax planning can have a substantial impact on portfolio sustainability, help mitigate longevity risk, and even strengthen legacy goals.